A benefit of your plan is you are automatically enrolled; you won’t need to go through a bunch of steps and screens to start the process. Of course, no action will be taken by us until you say it’s time.

When you are ready to start contributing, here’s all you have to do:

  • Set up your online account. You’ll need your account number, which you can get from your welcome letter or by calling us at 1-877-677-3678.
  • Log in and go to the Manage Account menu.
  • Select Change Contribution and enter your contribution amount (dollar or percentage).
  • Verify your investments and make changes as needed. Note: Your account will be defaulted at enrollment to the Target Date Retirement Fund closest to age 65; you may make changes to your investment lineup using the Change Investments menu item.
  • Add your beneficiary designation.

Set up your online account now

Target Date Funds invest in a wide variety of underlying funds to help reduce investment risk. So, in addition to the expenses of the Target Date Funds, you pay a proportionate share of the expenses of the underlying funds. Like other funds, Target Date Funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.
There are IRS limits to the standard and catch-up deferrals you can make to your plan.
See the limits